Get A Quote For Maryland and Pennsylvania Motorcycle Insurance
Thank you for your interest in Maryland or Pennsylvania motorcycle insurance! Whether own a Kawasaki sport bike, a Honda cruiser or a custom hog, we've got you covered. We insure a wide range of vehicles, including ATVs, UTVs, electric bicycles, scooters, mopeds, dirt bikes, vintage bikes, and more.
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Maryland or Pennsylvania motorcycle insurance coverages customized to you and your ride
Liability
Motorcycle liability coverage is required in nearly every state to ride legally. If you're liable in an accident, liability coverage can pay for property damage, injuries you cause to others, and legal expenses.
Comprehensive & collision
Motorcycle comprehensive coverage protects your bike against incidents out of your control, including theft, vandalism, fire, and weather-related issues. Motorcycle collision coverage covers damage to your bike if you collide with an object or vehicle. Both can be crucial in safeguarding your bike against physical damage.
Roadside assistance and trip interruption
If you're riding anywhere in the U.S. or Canada and your bike is disabled, roadside coverage will pay for a tow to the nearest repair shop. Trip interruption can pay for food, lodging, or transportation, up to $500, if you're more than 100 miles away from home.
Total loss coverage for a new motorcycle
If you total your new motorcycle, insurance can pay the full manufacturer's suggested retail price for a brand-new bike, minus the deductible on your policy. Your motorcycle must be no more than one model year old on a new policy or two model years old during the renewal of a policy with total loss coverage.
Standard motorcycle coverages
These are the basic protections when it comes to motorcycle insurance:
Bodily injury and property damage liability (BI/PD)
Pays for damages to other vehicles and injuries to others if you're liable in a motorcycle accident, as well as legal expenses if you're sued. Bodily injury coverage is mandatory in almost every state.
Uninsured/underinsured motorist (UM/UIM)
What happens if someone who doesn't have insurance hits you? Sometimes, they'll pay out of pocket for damages. But if they can't, UM/UIM may pay for your medical bills, damages to your motorcycle, and lost wages if you can't work.
Comprehensive and collision
Comprehensive pays to repair or replace your motorcycle if it's stolen, vandalized or damaged in a fire or collision with an animal. Collision coverage pays to repair or replace your bike if its damaged in an accident. You'll be able to choose your deductible amount for comprehensive and collision.
Medical payments
Pays for you and your passengers' medical bills if you're in an accident, regardless of fault.
Extra coverages
Best explained as optional motorcycle insurance coverages but popular with our customers:
Total loss coverage for a new motorcycle
Available if your bike is no more than one model year old on a new policy, and two model years old during a renewal of a total loss coverage policy. If your bike is totaled, we'll give you the full manufacturer's suggested retail price for a brand new bike, minus the deductible on your policy.
Roadside assistance and trip interruption
If your bike is disabled anywhere in the United States or Canada, our roadside assistance program will tow your bike to the nearest repair shop for free. You can also add trip interruption to pay for food, hotel or transportation up to $500 if you're away from home.
Carried Contents
Covers personal belongings that you carry on your bike if they're damaged due to a covered loss, including phones, camping equipment and hunting gear.