Get A Quote For Maryland and Pennsylvania Condo Insurance
Condo insurance in Maryland and Pennsylvania is crucial for safeguarding your personal possessions and the interior of your unit, covering everything from the walls inward. This insurance encompasses countertops, cabinets, flooring, personal liability, and even temporary living costs if you experience a covered loss. It's vital to understand that while your condo association maintains a master insurance policy for common areas and the building's exterior, it usually does not extend to your personal belongings or the interior of your condo.
Please fill out the form below completely, and once submitted, your request be handled promptly.
Maryland & Pennsylvania condo insurance coverage that protects what's yours
We provide protection for your personal belongings, the interior of your condo unit, and additional aspects. Remember, the exterior of your condo is usually covered by your condo association’s master policy. If you have any inquiries about tailoring your coverage, our licensed representatives are ready to assist you in exploring your options.
Common questions about Maryland & Pennsylvania condo insurance
Is Maryland or Pennsylvania condo insurance required by your HOA (homeowners association)?
Requirements can differ from one homeowners association (HOA) to another, and while your condo association might not require you to have a condo insurance policy, they may ask you to contribute dues to support the HOA’s master policy. It's important to remember that if you are financing your condo, obtaining condo insurance will be necessary.
What if I’m renting a Maryland or Pennsylvania condo?
Similar to renting an apartment or house in Maryland or Pennsylvania, obtaining renters insurance is a smart choice, even if your condo association or landlord doesn’t mandate it. This type of insurance is typically budget-friendly and provides coverage for your personal possessions, as well as protection against liability claims if you are held responsible for injuries to others or damage to their property.