Get A Quote For Delaware Watercraft Insurance
A Delaware boat insurance policy is built to cover you and your watercraft year-round. Boat insurance safeguards your watercraft against damage and theft, in or out of the water. Plus, boat liability coverage protects you if you cause damages or injuries while boating. Whether you have a pontoon, power boat, or personal watercraft, we can help you boat worry-free with a quick, customized boat insurance quote for Delaware boaters. Get your quote today.
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Types of boats insurance
Delaware Personal Watercraft (PWC) Insurance
These include Jet Skis, Sea Doo's, Wave Runners and similar watercraft meant for one to three people.
Delaware Sailboat Insurance
Boats that use at least one sail for power, although they may also have a motor.
Delaware Pontoon Boat Insurance
Boats build on hollow metal cylinders for cruising on lakes and rivers.
Delaware Powerboat Insurance
The most popular type of boat. Used for fishing, cruising, watersports and more.
Delaware Bass and Fishing Boat Insurance
Boats built specifically for fishing, with features like trolling motors, power poles, etc.
Delaware boat insurance coverage options that protect you and your boat
Delaware On-water boat towing
Pays for boat towing assistance, fuel delivery, soft ungrounding's, and jump starts.
Delaware Comprehensive and collision
Boat comprehensive and collision are separate coverages that can safeguard your boat against damage and loss. Comprehensive covers events beyond your control, such as vandalism and weather-related issues. Collision protects your watercraft if it collides with an object or another boat.
Delaware Propulsion Plus
Add Propulsion Plus and we may repair or replace the lower unit of an outboard motor, or upper and lower units of an inboard/outboard motor, if you have a mechanical breakdown — even if it's caused by wear and tear.
Delaware wreckage removal and fuel spill
These are automatically included in every boat insurance policy. If your boat sinks or you're responsible for a fuel spill, we cover the bills all the way up to your policy's property damage liability limits. We only remove your sunken boat if it's legally required.
Full replacement cost
If you carry boat comprehensive and collision coverage, we’ll pay what it costs to return your watercraft to its pre-accident condition or better.
Delaware Bodily injury & property damage liability (BI/PD)
Bodily injury liability covers you if you’re in a boat accident and liable for injuring others. Liability boat insurance also pays to repair or replace any watercraft, object or other property you damage while boating, plus legal expenses if you’re sued.
Delaware Roadside assistance
This coverage comes standard if you have trailer coverage on your policy—we’ll pay to tow your disabled vehicle to the nearest repair shop.
Delaware Water sports coverage
Water sports coverage pays for any injuries or damages you caused from tubing, knee boarding, wake boarding, wake surfing or other similar activities. Parasailing, kite boarding or other activities in which someone is pulled through the air won’t be covered.
Fishing equipment or carry-on items
For lost or stolen items, you can get replacement cost, meaning no depreciation is taken, for up to $10,000 on fishing equipment, such as your tackle box or fishing pole. You may also receive replacement cost value, up to $10,000, for personal effects such as scuba gear, phones, or other items that you carry on board.
Delaware Uninsured/underinsured boater (UB/UIB)
If you’re hit by a boater with no insurance or not enough insurance, UB/UIB will pay for your injuries and damages up to your policy’s limits.
Medical payments
You can pick a range of coverage limits to pay for you and your passengers’ medical bills if you’re in an accident or someone is hurt on your boat.