Get A Quote For Delaware Condo Insurance
Condo insurance in Delaware is essential as it protects your personal belongings and the interior of your unit... everything from the walls in. This coverage includes countertops, cabinets, flooring, personal liability, and temporary living expenses in case of a covered loss. It's important to note that your condo association has a master insurance policy that common areas and the exterior structure, but typically does not include your personal or the interior of your condo.
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Delaware Condo insurance coverage that protects what's yours
We offer Delaware condo insurance coverage for your belongings, the interior of your condo unit, and more. Keep in mind, your condo association’s master policy will typically cover the exterior of your condo. If you have questions on how to customize your protection, our licensed representatives are standing by to guide you through our coverage options.
Common questions about Delaware condo insurance
Is condo insurance required in Delaware by your HOA (homeowners association)?
Requirements will vary per HOA, but a Delaware condo insurance policy may not be mandated by your condo association. They may require you to pay dues to help cover the HOA’s master policy. Note that you will need condo insurance if you’re financing your condo.
What if I’m renting a Delaware condo?
Just like if you’re renting an apartment or home in Delaware, it’s wise to carry renters insurance even if it’s not required by your condo association or landlord. Renters insurance is generally affordable and can cover your personal belongings as well as liability claims if you’re legally responsible for someone else’s injuries or property damages.