Get A Quote Delaware For Classic Car Insurance
Your Delaware classic car represents more than mere transportation; it embodies a rich history and a deep-seated passion. This is precisely why your Delaware classic car insurance should be distinct and customized to fit your specific requirements. Unlike conventional auto insurance, our policy is designed with specialized protections to safeguard your cherished collector vehicle. Furthermore, at Downes Insurance, you can enjoy exceptional coverage for your classic car at remarkably lower rates, as we focus exclusively on insuring vehicles that are not used for daily driving.
Fill out the form completely, and once you're done, click the Submit button to send your information. Your request will be handled promptly.
What makes a car a classic?
The exact definition may vary among classic car insurance companies, but Hagerty defines them as "fun-to-drive" vehicles that maintain or appreciate in value and are used primarily for pleasure. A few examples:
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1965 Ford Mustang
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1975 Volkswagen Beetle
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2011 Porsche 911
Keep in mind that you can't use your classic car as a daily driver if you want to insure it with a classic car insurance policy. You also need to store your classic car in a safe place. An enclosed structure, such as a private garage or storage unit, is preferred, but carports and driveways may also be adequate.
If your car doesn't qualify for classic car insurance, you can still be insured. But you'll need a standard auto policy. Get an auto insurance quote online.
Commonly asked questions about qualifying for Delaware classic car insurance
How old does my car have to be before it’s considered a classic?
The age range of a Delaware classic car is often between 25–50 years old. However, there is no definitive age that makes a car a classic. Different states have different requirements for defining a vehicle as a classic, which may factor in age, weight, usage, or manufacturing.
Where do I have to store my classic car?
In order to qualify for Delaware classic car insurance, you must have adequate storage available. An enclosed structure such as a private garage or storage unit is preferred, but carports, driveways, and other storage areas may also be acceptable.
How often can I use my classic car?
Your Delaware classic car cannot be your everyday car. It should be for occasional use only. Taking your car out for pleasure driving, exhibitions, tours, and similar trips is acceptable.
Does my driving record impact my classic car insurance?
Yes. In many states, you may not qualify for classic auto insurance if you’ve had excessive speeding violations, reckless driving, and other serious infractions in the last three years.
Do I have to have another car insured?
No, but you will need to maintain an insurance policy on your regular-use vehicle in addition to your classic car insurance policy.